Answers to Your Top Questions About These Modern Car Dealerships

Given the shortage of cars on the market, it might seem like it makes more sense to invest in a good pair of walking shoes and a bus pass before shopping for a used car. Especially when you have zero or bad credit. Don’t tighten up your laces just yet, because buy here pay here dealerships have reliable used vehicles for everyone - even you!

What Is a Buy Here, Pay Here Dealership?

Buy here, pay here dealerships offer in-house financing for people with zero or poor credit, but have enough monthly income to make a payment on a used car. They aren’t interested in the nitty gritty of your credit history report, and don’t care if you’ve hit a few financial bumps in the road.

Most buy here, pay here dealerships only require a few items to approve financing for a used car, too. For instance, you might only need a current paycheck stub, proof of residence, and a valid driver’s license, and you could drive off the lot in a nearly new car the very same day you enter the used car lot. 

How Are Buy Here, Pay Here Dealerships Different From Traditional Car Dealerships?

The story behind buy here, pay here dealerships is one-of-a-kind. In the 1970s, the United States was going through a terrible savings and loan crisis. As our economy shifted from manufacturing to a more service-based industry, many Americans lost their jobs and struggled to obtain car financing.

Traditional car dealerships were saddled with used vehicles they couldn’t sell, and more and more Americans were getting denied by banks for auto loans. That’s when buy here, pay here dealerships stepped in to save the day, and said “no” to big banks combing through your credit history and rejecting your credit applications for the smallest reasons.  

Now, Americans everywhere with zero or bad credit qualify for car finance through buy here, pay here dealerships, because of their in-house financing.

Do Buy Here, Pay Here Dealerships Have Quality Cars?

You can absolutely find high-quality buy here, pay here used cars at a reputable dealership. That’s because buy here, pay here dealerships aren’t limited to selling just a few brands, or cars that are only a year or two old. 

As long as a pre-owned vehicle passes a buy here, pay here dealership’s meticulous inspection, it’s ready for you to purchase and take home. From energy-saving compact cars to family-friendly SUVs, a buy here, pay here dealership has the affordable vehicle you need to get on the road.

In fact, you can find affordable used cars at buy here, pay here dealerships that feature top-notch auto technology. Buy a used SUV with an infotainment center, or drive away in a comfortable sedan that has a remote start.

I Heard Buy Here, Pay Here Dealerships Have Terrible Customer Service - Is that True?

If you’re like most Americans, you’ve had an encounter with a shady used car salesperson or two. However, buy here, pay here dealerships are normally small and locally owned. This means you’re more likely to see a friendly and familiar face when you walk into a buy here, pay here dealership.

People who work at buy here, pay here dealerships are just like you, and know it’s hard to maintain a picture-perfect credit score. They’ll listen to your needs and do their best to match you with a used car that suits your needs and your budget. 

Plus, they’ll make payments easy, too. Most buy here, pay here dealerships allow you to make your payment online or through the phone. Though, you might make your salesperson’s day by stopping by in person to have a quick chat while you make your payment. 

There are many happy customers that return to buy here, pay here dealerships to replace a used car they bought from the same dealership years ago, or two buy another car for their family or a new driver.

Is Buy Here, Pay Here Financing Right For Me?

Buy here, pay here in-house financing is for almost everyone! If you have a steady income and can comfortably handle the monthly payment for your used vehicle, you’ll most likely be approved for buy here, pay here car financing. 

However, finding and financing a car is a personal choice, and should never be based on financing approval. Make sure you double-check your budget to be certain you can afford insurance payments, routine maintenance on your vehicle, gas, and all the other monthly bills you need to pay to have a happy and comfortable life.

The presentation of the new Hyundai Venue compact crossover will be on April 17 at the 2019 New York International Auto Show. The interesting thing about this presentation is that the brand more

The new Alfa Romeo Tonale is currently being launched in the most important European countries. For this occasion, Alfa Romeo has opened a new flagship store in Milan. more

This year was relatively slow in terms of new truck releases, but once again, it’s the Swedes that lead the field when it comes to releasing the best trucks in the world. The new Volvo FH is the more

Suzuki announced some styling refreshments to its highly popular Suzuki Jimny compact 4x4 model in the UK. The 2013 model receives a number of exterior and interior design more

Honda Develops New Personal Mobility Device With the Goal of Co-existing in Harmony with People - World's first drive system that enables movement in all directions more

If you're serious about keeping the diesel vehicle you own in top condition, the last thing you want is less-than-stellar aftermarket parts that you will have to replace soon after you install more

Renault has just unveiled the new Espace, a model synonymous with family transportation since 1984. But the sixth-generation Espace is not your typical minivan. It's a sleek more

Hyundai Motor America has announced prices for its all-new Tucson CUV (Crossover Utility Vehicle), starting at $18,995 for a well-equipped GLS six-speed, manual-transmission model and $24,345 for more

The new Renault Trafic Passenger and Renault Trafic SpaceClass stand out in terms of appearance with a completely redesigned front, an updated LED light more

Some simple tips for you to get home safe in the winter: • If you hit a glossy area of ice or snow, pump your brakes and turn the steering wheel in the same direction the car is skidding in. more